Twenty Twenty Analytics is a dedicated group of financial consulting professionals and certified public accountants with over 60 years of collective experience related to credit unions. Our team has performed loan portfolio risk analytics on over $100 billion in commercial and consumer loans for credit unions.

Because our company works exclusively with credit unions, we understand the unique attributes of their loan portfolios. Lenders should not only understand their own loan portfolio, but also the general lending area around them. By understanding your area you are better suited to limit losses and find new opportunities for growth. Scroll over a state in the image below to see the average credit score for the state as well as median home values for the state's major metropolitan areas.

We have worked with credit unions throughout the United States and helped them navigate the challenges of an evolving regulatory environment. Our professionals have met with NCUA examiners to specifically understand what they are looking for during credit union exams. We then designed our loan portfolio risk models to meet these requirements. This has allowed our clients to minimize the disruption of an exam. In addition, and perhaps more importantly, our clients have learned a great deal about their portfolios as a result of our analysis. They have used this knowledge to make operational changes that have led to lower charge offs and loan growth.